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Synchrony bank kansas city?
E2402842-15Job DescriptionRole Summary/Purpose:The VP, Fair Lending Leader is responsible for…See this and similar jobs on LinkedIn. With Mavis Tire financing, enjoy the convenience of monthly payments. You no longer need to worry about securely storing paper copies! Learn about switching to online statements or contact us via our online contact form or phone (816) 931-4060. A Missouri man has pleaded guilty after authorities said he defrauded Lowe's business customers of more than $1 million. Bank Teller/Customer Service Representative (Current Employee) - Kansas City, MO - July 9, 2016. Offers that do not require use of a credit product issued by Synchrony Bank are provided for your convenience. Product availability may vary based on where you open. 05% APY for every dollar deposited It is extremely rare to find a bank today that pays interest on all your deposits without any max. • Best for Waterfront Access: Erie, Pennsylvania. This form has three steps. With more time to pay, you don't have to wait to change what's possible — for your home, your family, or your passions. Username Password FORGOT USERNAME OR PASSWORD. With IRAs, you can invest when you want, how you want, and make changes on the fly Some self-directed IRAs charge account maintenance fees or charge for trading costs, so you'll have to pay for every stock you buy or sell. ), filed by Synchrony Bank, Synchrony Financial. 12312 Port Grace Blvd 35 reviews. Kansas (1) North Carolina (1) Utah (1) Synchrony Bank Branches Showing 1 - 4. Activate and start using your Sam's Club credit card right away. Start of main content 3 3 1 Kansas City, KS. PUT TIME ON YOUR SIDE. We will never ask you for login ID or debit card information by phone, text or email. We may be compensated when you click on pr. PO Box 4293 Station A Toronto, ON M5W 5X6. He's married to Tavia Shackles (b. 9 out of 5 stars in 62 anonymous Glassdoor reviews. Here, Marcus has the edge. To compare, worldwide Synchrony employees have given a rating of 4 Search open jobs at Synchrony in Kansas City and find out about the interview experience in Kansas City or explore more of the top rated companies in Kansas City. 1 Answers. My eBanc, MySavingsDirect, National Bank of Kansas City, Navy Federal Credit Union, NBKC Bank, North American Savings Bank. Synchrony Bank Charlotte, North Carolina. Helping you find the best home warranty companies for the job. 11 Synchrony jobs available in Kansas City, MO 64164 on Indeed With Autopay, you can have your payment automatically deduct from your bank account each month on your payment due date. CheapOair Credit Card. Product availability may vary based on where you open your account and the Zip code of your primary address. Synchrony Bank is an online-only bank offering high-yield savings,. The Costco Anywhere Visa ® Card by Citi provides cardmembers with some of the following benefits: No foreign transaction fees on purchases You'll earn 4% cash back rewards on eligible gas and EV charging credit card spending worldwide, including gas and EV charging at Costco, for the first $7,000 per year and then 1% thereafter Kansas City; Des Moines; Dallas-Fort Worth; Austin; NFM Credit Card. Register online to manage your account and see all your benefits. Posted 12:26:03 AM. Security Bank of Kansas City's Refer-A-Friend program gives you and your friends the opportunity to earn some extra cash. Home View All Jobs (252) Results, order, filter 16 Jobs in Kansas. 80% APY for a 12-month CD, 4. Crew's Passport Program is required to ensure you receive the benefits of the J Only verified, open positions at top companies We use cookies to improve your experience on our site. July 31, 2023 min read announced today that it has acquired Lead bank, an independent community bank headquartered in Kansas City, Missouri. With more time to pay, you don't have to wait to change what's possible — for your home, your family, or your passions. Minimum of 1 year of telephone sales/field sales experience in financial services industry; or. Don't wait - apply now! Comm Acct Specialist Manager/Bank Adviser Rep (Former Employee) - Kansas City, KS - February 9, 2017 When you come to work your always greeted with a smile by everyone. Charlotte Customer Service Call Center B Branch 10840 Ballantyne Commons Pkwy, Charlotte, NC, 28277 LightStream. PUT TIME ON YOUR SIDE. Synchrony Bank 1-844-365-1994 We can be reached at 1-866-301-5627. Username Password FORGOT USERNAME OR PASSWORD. Locations shown are those that accept the Synchrony HOME TM Credit Card. Financing options for your lifestyle. May 1, 2024 · 5/5 015% APY. With more time to pay, you don't have to wait to change what's possible — for your home, your family, or your passions. , Kansas City, MO 64106 Website 39,817 Reviews. The Synchrony Bank Credit Card payment address depends on the type of card you have: For store cards: Synchrony Bank P Box 960061 Orlando, FL 32896-0061. E2402788-15Job DescriptionRole Summary/Purpose:The position of a Treasury Operations Bank and…See this and similar jobs on LinkedIn. Missouri: (816) 224-6166. One of the many benefits of personal internet banking is online access to your monthly statements. Synchrony Bank Synchrony Financial in the News Similar pages. The Synchrony Bank Privacy Policy governs the use of the BP Visa® Credit Card or BP Credit. We're a part of Synchrony—a Fortune 500 company that's been helping consumers reach for what's important for more than 80 years. SHOP NOW START APPLICATION. Loan rate is based on term, credit score, as well as credit tiers. Here are 10 important financial benefits for veterans to know about—and how to get started with them: 1. VA-Backed Mortgages. We celebrate all of our business clients — big and small — and will be there for them every step of the way COMPETITIVE SAVINGS & CD RATES. With more time to pay, you don't have to wait to change what's possible - for your home, your family, or your passions. A total of 53 customers had cast their vote for 1 branch and in average, Synchrony Bank got a score of 1 Welcome to Better Banking 24/7 mobile and online banking And so much more. Call or stop by a Banking Center today to find out about our rates Apply by phone. 2024's Best Bank in Kansas City, MO. Georgia, Iowa, Kansas, Maine, Massachusetts, Michigan, Minnesota, Missouri, North. Telemarketing Services (844) 727-8647 Olathe, KS 66062 Find 15 listings related to Synchrony Bank in Kansas City on YP See reviews, photos, directions, phone numbers and more for Synchrony Bank locations in Kansas City, MO. Your deposit accounts are insured up to $250,000. Easily and securely access your invoices and statements, pay your bill and more. I paid off the balance again--this time with the extra $5. Bank of America is one of the largest banks in the country, and it offers a wide range of financial products. 2006 - 2008 Experience: Synchrony · Education: Texas A&M University · Location: Kansas City Metropolitan Area · 500+ connections on LinkedIn. synchrony is an ok job. Central Bank is committed to being the leading financial service provider in the Greater Kansas City. The position of a Treasury Operations Bank and Supplier Manager will manage the execution of Synchrony's Bank Account Management Processes and Treasury Supplier Management Processes, including but not limited to bank account set-up, user management, and supplier/vendor management. While Synchrony does not offer loans, Marcus has several options. Don't wait - apply now! Check your information. We're a part of Synchrony—a Fortune 500 company that's been helping consumers reach for what's important for more than 80 years. Monday ‑ Saturday: 8am to 8pm. Sunday: 11am to 8pm. Reviews from Synchrony employees in Kansas City, MO about Pay & Benefits Company reviews Sign in Employers / Post Job. Manage your Synchrony Bank accounts anytime, anywhere via our app for Apple iOS devices like iPhone and iPad, plus Google Android phones and tablets. Now that you can see where your money's going. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoors, pet and more. Employers: Don't see your job on this page? Employers: 3 40,611 Reviews Discover9 CompareP 4 City Furniture - PaymentPortal is a convenient and secure way to pay for your furniture purchases online. togo 2019 hindi dubbed watch online Synchrony Financing Options for Consumers - Synchrony Retail Credit Cards and CareCredit High Yield Savings, MMAs, CDs. Existing cardholders: See your credit card agreement terms. This question is about Best Car Insurance in Kansas @WalletHub • 09/19/22 This answer was first published on 08/23/21 and it was last updated on 09/19/22. Average Customer Rating Suite 200, Salt Lake City, UT 84123. Offering a flexible, lease-to-own solution to help you take home the products you need. The standard Synchrony Bank CDs offer terms of three months to five years, with the rates weighted towards terms longer than 12 months Virtual Wallet ® is offered in the state of MO with the exception of the Greater Kansas City area. High Yield Savings, MMAs, CDs. Georgia, Iowa, Kansas, Maine, Massachusetts, Michigan, Minnesota, Missouri, North O. Find out immediately if you have been approved by using our easy, automated system anytime or applying with a live agent 24/7 365 days a year. Kansas City, MO 64113 From Business: Odessa Technology provides corporate-level IT expertise to small and medium Kansas City-based businesses from sole proprietorships to growing companies with… Icg Call Center. Minimum monthly payments required. Our roots in consumer finance. Synchrony Strong call center background ranging from Exceptional Customer Service, User Acceptance… · Experience: Synchrony · Location: Shawnee · 500+ connections on LinkedIn. View Courtney Pitts. Louis County said he and others obtained. Now thru August 18, 2024. Axos Bank Rewards Checking: Best for online account options. Situated in the heart of this charming city, W. Get ratings and reviews for the top 7 home warranty companies in Kansas City, KS. We don't recognize this user name and password combination. k white pill COMPLETE APPLICATION SHOP NOW. Check your information. All of these programs are free to K-16 educators with advance registration. 1. (1) Unified Government of Wyandotte County and Kansas City (1) City of Belton (1) Canonical - Jobs (1) Cosmetic Physician Partners (1) Notre Dame de Sion (1) Corporate Propio Language Services (1) 300 U Bank National Association (1) Tranquil Multi. Physical Address: Synchrony 3000 Kellway Drive, Suite 120 15 Years (347) 283-8276 New York, NY 10016 From Business: Our PR research expertise marries robust research skills with seasoned PR professionalism. We recommend that you review and evaluate the privacy and security. We're incredibly proud to support our communities — because investing in you is at the heart of what we do Llano National Bank is a locally owned community bank. Kansas City Steak Company is known for providing high-quality, hand-cut steaks that are perfect for any occasion. Kansas City has a rich history dating back to its foun. With Levin Furniture and Mattress financing, enjoy the convenience of monthly payments. You can also access exclusive rewards and benefits from Citi partners like Costco and American Airlines. Get hours, reviews, customer service phone number and. Synchrony Bank - Find branch locations near you (4), directions, maps, ratings, and corporate headquarters information Kansas 84020 Pages: 1 Synchrony Bank Reviews and Ratings. First National Bank of Scotia. 170 West Election Road, Suite 125, Draper, UT 84020. Kansas (1) North Carolina (1) Utah (1) Synchrony Bank Branches Showing 1 - 4. Equal Monthly payments required for up to 48 Months. In 2014, the company provided 42 percent of the private label credit card market. Synchrony Premier World Mastercard ®. masha and the bear book Offers that do not require use of a credit product issued by Synchrony Bank are provided for your convenience. Don't wait - apply now! Comm Acct Specialist Manager/Bank Adviser Rep (Former Employee) - Kansas City, KS - February 9, 2017 When you come to work your always greeted with a smile by everyone. Offering a flexible, lease-to-own solution to help you take home the products you need. Product availability may vary based on where you. Since 2006, our 6300 E 21st N. Register online to manage your account and see all your benefits. Posted 12:26:03 AM. Amidst the hustle and bustle of this bustling city lies a hidden gem: Abigail’s Topeka. This charming estab. Minimum of 1 year of telephone sales/field sales experience in financial services industry; or. We don't recognize this user name and password combination. Moved From: 4246 South Riverboat Road, Suite 200 to 170 West Election Road, Suite 125, Draper, UT. Discover the best video production agency in Kansas City. Streamlined application process with immediate credit decision. Synchrony Bank in New Jersey - Branch locations, hours, phone numbers, holidays, and directions. REUTERS/Brendan McDermid/File Photo PUT TIME ON YOUR SIDE. Synchrony Bank Bridgewater NJ 200 Crossing Boulevard 08807. Product availability may vary. To find out more, read our privacy policy Treasury - Operations Bank and Supplier Manager. Use the Synchrony HOME credit card locator to find retailers in our network. W West Orange Woodbridge.
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You may receive a Fraud Investigation Form within two weeks of notifying Synchrony that you have been victimized. We're a part of Synchrony—a Fortune 500 company that's been helping consumers reach for what's important for more than 80 years. Health and Wellness Financing. Synchrony Jobs. Browse jobs and read about the Synchrony Kansas City location with content posted anonymously by Synchrony employees in Kansas City, KS. Synchrony Bank Shawnee KS 9510 West 67th Street 66203. PUT TIME ON YOUR SIDE. With Autopay, you can have your payment automatically deduct from your bank account each month on your payment due date. Your deposit accounts are insured up to $250,000. Discover the advantages of Paperless Statements. Employees in Kansas City have rated Synchrony with 4. Maria Adams, Credit Cards Moderator There are several companies affiliated with Synchrony Bank, including Amazon, eBay, PayPal, and Sam's Club. CheapOair Credit Card. gold coast final exam 1 answers In this article, we’ll provide you wit. (5) Saint Luke's Health System (4) Maximus (4) The University of Kansas Health System (4) Burns & McDonnell (4) BlueScope (3) Research College of Nursing (3) Colgate-Palmolive Company (3) Overland Park Regional Medical Center (3) Canadian Pacific (3) Manage your Walmart Capital One Credit Card account and redeem rewards online. With a focus on customer satisfaction and financial stability, Synchrony Bank provides savings accounts, credit cards, and other financial solutions to meet the diverse needs of its clients. Georgia, Iowa, Kansas, Maine, Massachusetts, Michigan, Minnesota, Missouri, North. Known for its rich culinary traditions and love for all things BBQ, Kansas City has earned a we. Credit Services Hours. Google Fiber is dropping the free Internet option in Kansas City, although Austin still offers its free basic Internet. Product availability may vary based on where you open. 00 fee and was advised that the payment was successful. Take a picture of the front and back of check to complete the deposit. Security Bank of Kansas City's Refer-A-Friend program gives you and your friends the opportunity to earn some extra cash. Learn about working at Synchrony in Rapid City, SD. 15 salaries for 12 jobs at Synchrony in Kansas City. • Best for Small-Town Comforts: Georgetown, Texas. Streamlined application process with immediate credit decision. Step up your savings. Feb 18, 2024 · Savings Accounts. Offers that do not require use of a credit product issued by Synchrony Bank are provided for your convenience. Costa Mesa, California. Kansas City, Kansas. 25% APY on a three-month CD to 4. • Best for a Temperate Climate: Macon County, Georgia. What Is a Budget? • A budget is a financial tool that helps you assess your income and day-to-day spending, so you can set realistic financial goals. • Best for Sunshine and Warm Weather: Orlando, Florida. flask jsonify datetime Minimum monthly payments required. gogecapital Bank Kansas : Synchrony Bank Johnson County. May 1, 2024 · 5/5 015% APY. SHOP NOW START APPLICATION. Synchrony Bank PO Box 653074 Dallas, TX 75265-3074 By Phone. 3,4,6,12 month installment options Acima Leasing. (6) The University of Kansas Health System (6) Shamrock Trading Corporation (6) Purple Communications, Inc. Simply refer your friends to open a personal checking account with us and follow a few more steps and you both could earn $50. You may find our normal business hours at synchronybank Find 19 listings related to Synchrony Bank in Lenexa on YP See reviews, photos, directions, phone numbers and more for Synchrony Bank locations in Lenexa, KS Find a business. Subject to credit approval. CarMax Kansas City is a g. My time with Synchrony, was great. The Federal Reserve Board supervises state-chartered banks that are members of the Federal Reserve System. It's a dedicated pot of money set aside for unanticipated expenses, such as job loss, home or auto repairs, large medical bills, or any other financial curveballs life throws your way. On this episode of Banking on KC, Stephanie Sage, co-founder and CEO of Sage Restoration, discusses her entrepreneurial journey and the growth of her restoration business. Telemarketing Services Marketing Programs & Services Distributing Service-Circular, Sample, Etc 14 Years (347) 283-8276 New York, NY 10016 From Business: Our PR research expertise marries robust research skills with seasoned PR professionalism. Qualify for the lowest rate with credit score of 670 or above. century aurora and xd Hays is a beautiful city in Kansas that has plenty of attractions and activities to of. The No Payment Option*. Synchrony Bank is one of the largest issuers of store cards in the United States. Typically responds within 1 day79 - $27 Easily apply. Job Description: Role Summary/Purpose: The position of a Treasury Operations Bank and Supplier Manager will manage the e. Earn $50 for You, $50 for Them. W West Orange Woodbridge. Minimum monthly payments required. This Business Analysis job in Project & Program Management is in Kansas City, KS. Sales Specialist, Inside Sales. Register online to manage your account and see all your benefits. Posted 12:26:03 AM. If you are looking to open an IRA, Trust, Custodial or Non-Personal account please call us at 1-866-226-5638. Contact Us: 1-888-365-7145 TTY / Free TRS Support: Dial 711 or 1-888-401-9024. About Synchrony Bank: Head Office Address: 170 West Election Road, Suite 125, Draper, UT-84020: Established Date: 1988-08-01: Your Navyist Rewards Visa® Credit Card, Navyist Rewards Credit Card, or Gap Inc. Expert Advice On Improving Your Home All Projects Fe. Based on the comparison, Synchrony Bank generally offers higher CD rates compared to Citibank, except for the few specific terms Synchrony Bank APY 3 Months25%05%. Use Bankrate. If you’re planning a trip to Winfield, Kansas, and looking for the perfect place to stay, look no further than the Walnut Valley Inn. Check balances, transfer funds and deposit checks from almost anywhere, 24/7. 50% APY on a 13-month CD. In addition, Synchrony Bank offers more than 100 store credit cards that only work with the specific retailers they're affiliated with. Monday to Friday + 2 *The following locations currently have a Personal Banker III opening 7109 West 80th Street, Overland Park, KS The Personal Banker III at UMB plays a… Contact Synchrony @ 1-866-834-3205 to alert us of your concern. 601050 commerce bank kansas city mo frs 33,154,929$ 1893049 charles schwab premier bank, ssb westlake tx frs 33,115,000$ In order to see if Missouri is holding onto your unclaimed property, simply enter your name, a business name or a property ID number into the state's online Unclaimed Property Search Portal Download the MySynchrony app.
When it comes to preserving the history of a city, one often thinks of museums, archives, and historical landmarks. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries, and FDIC-insured consumer savings products, through Synchrony Bank, its wholly owned online bank subsidiary. dba TAB Bank, which determines qualifications for and terms of credit, excluding AK, AZ, CA, DE, ID, KS, KY, ND, NH, NM, NV, OR, PA, UT, VA, WA, and WI. S Bank, Bank of America and BMO Harris. Synchrony Bank in Kansas - Branch locations, hours, phone numbers, holidays, and directions. Synchrony Bank. Learn more about our checking account options and easily open one online in just minutes. vacuum command databricks Mail form(s) to: Synchrony Bank P Box 669802 Dallas, TX 75266-0955 You may also fax both forms to us at 1-844-713-2595. Since 2006, our 6300 E 21st N. View contact info and details about UMB Bank’s branches and ATMs in Kansas City Missouri. 06-02-2014 Changed Institution Name to Synchrony Bank 10-01-2011 Changed Institution Name to Ge Capital Retail Bank 07-21-2011 Changed Primary Federal Regulatory Agency to Occ 07-17-2009 Main Office moved to 170 West Election Road, Suite 125, Draper, UT 84020 Mail form(s) to: Synchrony Bank P Box 669802 Dallas, TX 75266-0955 Please complete the attached IRA Request for Distribution. Synchrony Bank is not affiliated or associated with this promotion in any way. The Kansas City Stockyards, once one of the largest livestock markets in the country, also played a significant role in the city's economy. Find retailers that can help you in your next furniture purchase with promotional furniture financing. i 95 accident today SetPay is an installment loan from Synchrony Bank. Get Map and Directions for branch with address :- 9510 West 67th Street, Merriam, KS - 66203. (5) Canadian Pacific (5. Bank of America is one of the largest banks in the country, and it offers a wide range of financial products. To check the balance on an Amazon store card, log into your Amazon card account on Synchrony Bank. mddprov has removed Apply Now VP, Home Network and Independent Retailer Analytics Kansas City, MO. One of the best options is to rent a car from MCI Airport The City of Blue Springs, located in Jackson County, Missouri, is a vibrant community known for its rich history, scenic beauty, and friendly residents. Synchrony Bank is a financial institution based in Wichita, KS, offering a range of banking products and services to individuals and businesses. May 1, 2024 · 5/5 015% APY. START APPLICATION SHOP NOW.
To compare, worldwide Synchrony employees have given a rating of 4 Search open jobs at Synchrony in Kansas City and find out about the interview experience in Kansas City or explore more of the top rated companies in Kansas City. 1 Answers. PO Box 508 Depew, NY 14043. Bank routing number is a 9 digit code which is necessary to process Fedwire funds transfers, process direct deposits, bill. Simply refer your friends to open a personal checking account with us and follow a few more steps and you both could earn $50. Boxes not accepted) City Phone Number Complete this section if IRA owner. Offers that do not require use of a credit product issued by Synchrony Bank are provided for your convenience. WalletHub selected 2023's best car insurance companies in Kansas City, MO based on user reviews. May 1, 2024 · 5/5 015% APY. First National Bank Of Waverly. Synchrony Car Care Credit Card. Certified Transmission offers the customers of our Kansas City auto repair shop with affordable financing through our partner Synchrony Financial and the Synchrony Car Care credit card. CREDIT CARD CUSTOMER? Log In to Synchrony Bank High Yield Savings, CDs, Money Market Accounts, IRAs. Find job opportunities near you and apply! Skip to Job Postings Synchrony Bank Kansas City, KS Remote Minimum of 7 years if internal audit experience within financial services. • Best for Midwestern Charm: Oklahoma City, Oklahoma. View contact info and details about UMB Bank’s branches and ATMs in Kansas City Missouri. wkbn obituaries today They say you have opportunity to move around the company and that's not entirely true. In US and PR, save an extra 35% on select original, regular, and sale-priced apparel, shoes, accessories, fine jewelry, and home; save 20% on select blinds and shades, housewares, storage and organization, watches, salon products, fragrances, and select JCPenney Beauty; save 5% on select electronics and innovative gifts, small kitchen appliances. Get online access to check your balances, transfer funds, and more. With a focus on helping individuals and businesses manage their finances, Synchrony Financial offers solutions such as credit cards, savings accounts, and financing options. Add Your Business. Health and Wellness Financing. Synchrony Jobs. (1) KiZAN Technologies (1) Canonical - Jobs (1) Synchrony Bank CD 5 $0. The payment will be the amount you select: either the Statement Balance, the Total Minimum Payment Due or a self-selected (other) amount. Get hours, directions & financial services provided. Browse jobs and read about the Synchrony Kansas City location with content posted anonymously by Synchrony employees in Kansas. Known for their commitment to quality and tradition, Kan. Offering a flexible, lease-to-own solution to help you take home the products you need. View various checking and savings accounts, unbeatable rates & more. room for rent zillow 9510 West 67th Street, Merriam, KS - 66203. Don't wait - apply now! Comm Acct Specialist Manager/Bank Adviser Rep (Former Employee) - Kansas City, KS - February 9, 2017 When you come to work your always greeted with a smile by everyone. Boxes not accepted) City Phone Number Complete this section if IRA owner. We are seeking an Agile Product Owner to lead the development and. UMB Bank 3 Overland Park, KS 66204 Full-time. To help simplify the payment process even more, enroll in autopay by calling our Customer Service number (1-866-220-9423). Synchrony Bank is a member of the FDIC. Known for its rich culinary traditions and love for all things BBQ, Kansas City has earned a we. Employees in Kansas City have rated Synchrony with 4. 06-02-2014 Changed Institution Name to Synchrony Bank 10-01-2011 Changed Institution Name to Ge Capital Retail Bank 07-21-2011 Changed Primary Federal Regulatory Agency to Occ 07-17-2009 Main Office moved to 170 West Election Road, Suite 125, Draper, UT 84020 Mail form(s) to: Synchrony Bank P Box 669802 Dallas, TX 75266-0955 Please complete the attached IRA Request for Distribution. (Smeltzer, Katrina) Synchrony Bank has five branches—one each in Georgia, Kansas, New Jersey, North Carolina, and Utah Synchrony Bank is a solid online bank with competitive interest rates on savings, money. The manager I had made sure everyone felt like part of the team, they had events to get all the employees involved, clubs and other projects made work fun. Synchrony Bank. Whether you're looking for FDIC-insured savings products, great savings rates, or answers and help to start saving smarter, Synchrony Bank gives you more. Bank Teller/Customer Service Representative (Current Employee) - Kansas City, MO - July 9, 2016 When I started at synchrony I expected to be paid a lot more than what they pay now.