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Lloyds banking consultant interview questions and answers?
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Lloyds banking consultant interview questions and answers?
It shows that you really care about the job. On Fishbowl, you can share insights and advice anonymously with Lloyds Banking. A technical test comprised of three parts. Read our guide to find out how to avoid doing the same. Corporate banking deals with cash management, underwriting, financing and issuing of stocks and bonds. Free interview details posted anonymously by Lloyds Banking Group interview candidates. He must research the company’s diversity poli. Ensure you've had experience dealing with customers and are able to interact effectively. Please what is the probablity of transiting into a permanent role from a fixed term contract (ftc) role. Candidates applying for Banking had the quickest hiring process (on average 1 day), whereas Graduate Scheme roles had the slowest hiring process (on average 150 days). Lloyds Bank customer service interview Questions And Answers Tell me about yourself. I had a first round of interview 1 months ago for the BI position. Lloyds one-on-one interviews. Lloyds Banking Group interview details in England: 6 interview questions and 10 interview reviews posted anonymously by Lloyds Banking Group interview candidates. Example: "I would first try to find out why they were resistant to my idea. Free interview details posted anonymously by Lloyds … 8 Lloyds Banking Group Business Analyst interview questions and 8 interview reviews. Prepare yourself for your Data Analyst interview at Lloyds Banking Group by browsing Interview questions and processes from real candidates. Lloyds one-on-one interviews. Continue Reading Jul 10, 2024 · The hiring process at Lloyds Banking Group takes an average of 39. Typical Talent Plus interview questions require an intervieww to rate, on a one to 10 scale, issues such as his happiness or how much he is liked by colleagues. Questions such as t. Answer 4: Edam cheese Pattern/trend questions: This data shows the amount of APP fraud received per million pounds of transactions, ranked out of 20 firms. Free interview details posted anonymously by Lloyds Banking Group interview candidates. India’s second-largest private lender, ICICI Bank, is battling one of its biggest crises ever Lloyd Blankfein has started calling clients who use the bank's personal loan site called Marcus. Free interview details posted anonymously by Lloyds Banking Group interview candidates On Fishbowl, you can share insights and advice anonymously with Lloyds Banking Group employees and get real answers from people on the inside. Senior Data Scientist Interview. Lloyds Banking Group interview details: 1,289 interview questions and 1,147 interview reviews posted anonymously by Lloyds Banking Group interview candidates Lloyds Banking Group Interview Questions. Candidates applying for Customer Service Representative had the quickest hiring process (on average 14 days), whereas Senior Data Scientist roles had the slowest hiring process (on average 30 days). I interviewed at Lloyds Banking Group (Hyderābād) in 01/09/2023 1st round written test 35 minutes. They are typical strengths questions so you shouldn't be too stressed, but do make sure to put the hours in refining your answers! Lloyds Banking Group - Immersive Online Assessment 2024 $30 $25 Buy Now Shifts Browse questions (106) Ask a question. Common Banking Consultant interview questions, how to answer them, and example answers from a certified career coach. Common Banking Consultant interview questions, how to answer them, and example answers from a certified career coach. Shared on 22 May 2019 - Mortgage and Protection Advisor - Leicester, Leicestershire. Updated 10 Jul 2024 Find Interviews The interviewer kept rushing me and asked me to repeat my answers which. When you don't know how to answer a question during an interview, the silence can seem excruciating. This question helps interviewers gauge your experience with setting goals, monitoring progress, and using data to guide decision-making in the context of cloud services. it was around 45 mins to an hour long interview with two people and a 2 stage process. Written by professional interviewers with 53 answer examples I know that the financial and banking industries often have to consider debt-to-equity ratios higher than 2. Ask About Interviews 8. After the strength based questions, we went to the next stage which was the motivational questions. The assessment and selection process you go through will depend on the type of role you're. Interview. I interviewed at Lloyds Banking Group (London, England) in Jan 2014 Fairly informal and basic. Mainly behavioral questions on compliance, customer service, teamwork, and problem-solving. I interviewed at Lloyds Banking Group (Hyderābād) in 01/09/2023 1st round written test 35 minutes. Free interview details posted anonymously by Lloyds. Question 1. Jul 7, 2024 · Average interview I interviewed at Lloyds Banking Group 3 step process: 1. What strengths and weaknesses you have. In this guide, we’ll give you an overview of the types of questions you may be asked in an interview for a role at Lloyds Banking Group. Describe a time when you had to make a tough decision that was in the best interest of a company, but not popular among employees. Find 29 questions and answers about working at Lloyds Banking Group. Nov 24, 2023 · Interview. 41 Lloyds Banking Group Graduate Program interview questions and 37 interview reviews. Mainly behavioral questions on compliance, customer service, teamwork, and problem-solving. Common interview process with HR, and stakeholders that intend to enagage with the potential employee. In your opinion, what are the key qualities a beauty consultant should possess? The beauty industry is all about promoting self-confidence and contentment, and a beauty consultant plays a pivotal role in this. then virtual video through teams competency based questions and values of Lloydsquite a positive experience. Free interview details posted anonymously by Lloyds Banking Group interview candidates you can share insights and advice anonymously with Lloyds Banking Group employees and get real answers from people on the inside. The interview rounds conducted were truly in professional manner. I interviewed at Lloyds Banking Group in 01/02/2023 The interview is 45 mins. This approach allows you to demonstrate your problem-solving and decision-making skills effectively: Situation: Start by setting the context of your story. Lloyds Banking Group interview details: 1,288 interview questions and 1,146 interview reviews posted anonymously by Lloyds Banking Group interview candidates Lloyds Banking Group Interview Questions Search job titles. It shows that you really care about the job. Free interview details posted anonymously by Lloyds Banking Group interview candidates. Find 29 questions and answers about working at Lloyds Banking Group. Group exercises were with fellow potential interns, one on one interviews also. Interview questions [1] Question 1. The first stage was online psychometric tests, then if you pass this you are given a strengths based online interview (pre recorded) which has 10 questions. Prepare yourself for your Business Analyst interview at Lloyds Banking Group by browsing Interview questions and processes from real candidates. Passing this will lead to a group work project that will be overseen by a hiring manager and finally an interview with the manager themselves. Lloyds provided customer profiles where you have to extract information and provide your analysis. Interview felt like a conversation very relaxing. This is a common question that interviewers ask to get to know you better. Interview questions [1] Question 1. Ensure you've had experience dealing with customers and are able to interact effectively. What candidates say about the interview process at Lloyds Banking Group. Shared on January 21, 2021 - Personal Banking Advisor - Northampton. After the strength based questions, we. Nov 24, 2023 · Interview. Your answer should show that you are willing to take initiative, even if your ideas aren't always accepted by management. Candidates applying for Customer Service Representative had the quickest hiring process (on average 14 days), whereas Senior Data Scientist roles had the slowest hiring process (on average 30 days). A PhD Is Not Enough! The Stationery Office The concept of. Free interview details posted anonymously by Lloyds Banking Group interview candidates. Here are some customer service adviser interviewer questions with sample answers to help you prepare: 1. Interview questions [1] Question 1. This question is important because it allows the interviewer to get a better understanding of the Banking Analyst's skill set and experience. 14 Lloyds Banking Group Product Manager interview questions and 13 interview reviews. Had 2 people then 1 left and guy was nice just asked normal behavioral questions and current circumstances and vaccines and questions like what do you already know about the role and why you chose this bank in comparison to others. 20 "lloyds banking group graduate program" interview questions from interview candidates. Our Mobile Banking app and Internet banking service offer a simple and safe way to bank with us. 17 Lloyds Banking Group Software Developer interview questions and 18 interview reviews. The interview rounds conducted were truly in professional manner. 3 Lloyds Banking Group Banking interview questions and 2 interview reviews. In today’s competitive job market, it is crucial to stand out during an interview. The process took 2 months. When you don't know how to answer a question during an interview, the silence can seem excruciating. lua deobfuscator The application of the Technology Engineering Graduate Scheme in Lloyds Banking group includes interviews like video interviewing about strength-based, then online question answering about job insight, and finally some simple coding questions. Interview questions [1] Question 1. Tell me about a time where you had to analyze information in order to make a recommendation. Interview questions may include: case interviews, behavioral or fit interviews, motivational questions, market sizing, and brainteasers. I interviewed at Lloyds Banking Group (Hyderābād) in 01/09/2023 1st round written test 35 minutes. Mainly behavioral questions on compliance, customer service, teamwork, and problem-solving. I interviewed at Lloyds Banking Group in 01/11/2022 first of all, I applied through the website and after that, I got a link to answer a few questions The whole process had 3 steps: Online questionnaire Video Interview Face-to-Face Interview. Lower figure is better. You need to take 2 tests which needs lots of attention. Whether you have a question about a package delivery, need assistance with tracking, or want to inquire about shipping rates, speaking to a representative from UPS can provide the. You might even wish the floor would open up and swallow you whole Leaders at Lloyds bank are considering scrapping annual bonuses in favor of longer-term incentives (paywall) for top staff, taking their cue from other large banks that have come u. quite difficult wanted a lot of technical knowledge, though the interviewers were nice and welcoming. Insurance Consultant Interviewing at Lloyds Banking Group See what people said about the interview process at Lloyds Banking Group. What is finance? Answer: Finance is a broad term that covers various aspects such as banking, debt, credit, capital markets, money, and investments. Interview questions [1] Question 1. Shared on 11 November 2023 - Customer Service Assistant - virtual. Interview questions [1] Question 1. Free interview details posted anonymously by Lloyds Banking Group interview candidates. Continue Reading The hiring process at Lloyds Banking Group takes an average of 39. zoey reys Interview questions [1] Question 1. 2)Prepare your answer to the common question: “Tell me about yourself, and why are you interested in this role with our company?â€. Engaging your audience is crucial in today’s fa. He knows exactly what makes a great interview and offers his vast insider knowledge here. First round- online assessment. Know what to expect in your interview by reviewing these questions, tips and sample answers. Situation follow a day in the office and record your behaviour during. Jul 20, 2023 · The process took 4 months. India’s second-largest private lender, ICICI Bank, is battling one of its biggest crises ever Lloyd Blankfein has started calling clients who use the bank's personal loan site called Marcus. In summary, data is essential in guiding my decision-making process as a senior consultant, ensuring that the advice I provide is both accurate and effective 19. They are typical strengths questions so you shouldn't be too stressed, but do make sure to put the hours in refining your answers! Interview questions [1] Question 1. Example: "I would first try to find out why they were resistant to my idea. Pre-recorded questions you must record a video response for 2. Following are the types of Commercial Banks. openai playground text Jan 16, 2023 · I interviewed at Lloyds Banking Group in Dec 1, 2022 The job simulation include psychometrics test and video inteviews about how we would approach working with collegues and our personal strength and weaknesses. I interviewed at Lloyds Banking Group (London, England) in Nov 2015 Online application followed by tests and if you passed that you was invited to a video interview. Be ready for your interview. I applied online and had a phone call the next day inviting me in for an interview. Is is usually 2 mins videos preceeded by 1 min preparation. Second round- video interview. When you don't know how to answer a question during an interview, the silence can seem excruciating. Interview questions [1] Question 1. I interviewed at Lloyds Banking Group (London, England) in 1 Jul 2021. Interview questions [1] Question 1. Pre-recorded questions you must record a video response for 2. Example interview questions for retail banking, insurance and actuarial graduate jobs. TIP #2 - Customer service, transparency and. Interview questions [1] Question 1. When have you worked on a customer proposition I interviewed at Lloyds Banking Group (Cardiff, Wales) Interview. You can do the interview whenever you want within 5 days from the time you receive the email from the company. Interview questions [1] Structuring your responses clearly and logically is important when answering behavioral questions. Following are the types of Commercial Banks. When you're asked questions – either on an application or in an interview – for a nursing scholarship, be ready with meaningful answers. The third section was technical questions Application I interviewed at Lloyds Banking Group Telephone interview followed by an on site with multiple heads of department. 20 Lloyds Banking Group On Call Customer Service Assistant interview questions and 9 interview reviews. Interview questions [1] Question 1. I applied online and had a phone call the next day inviting me in for an interview.
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Once they understood the situation, they thanked me and left 5. Free interview details posted anonymously by Lloyds Banking Group interview candidates. 4 rounds, first round asked you did online questions, then 2nd will be MS team for general questions, 3rd for an essay and a question gave u two days in advance and to evaluate online with three managers, then I guess 4th is the final. One on one interviews are interviews that are in a person and occur between one interviewer and the interviewee. View Answers (1) Q2. Asked me to ready through my notes while answering questions. Interview questions [1] Question 1. I really haven't got 50 words minimum to write about lloyds banking group as it's really not interesting enough to have 50 words. Customer Service Skills Shared on 2 April 2018 - Treasury Officer and Branch Assistant - Guernsey. Lloyds Bank customer service interview Questions And Answers Tell me about yourself. The Ac consisted of an interview, critical analysis section, group section and three 10min round analysis. Lloyds one-on-one interviews. You need to take 2 tests which needs lots of attention. Jul 7, 2024 · Average interview I interviewed at Lloyds Banking Group 3 step process: 1. Ask About Interviews 8. Employers use behavioral based interview questions because they beli. Lloyds Banking Group interview details: 1,283 interview questions and 1,140 interview reviews posted anonymously by Lloyds Banking Group interview candidates. I am able to use these tools to effectively analyze data and identify trends. I interviewed at Lloyds Banking Group (London, England) Interview. Interview questions [1] Question 1. STAR technique based questions. The Lloyds Job Insight Assessment is a Video Interview, wherein you will be required to record yourself answering some pre-recorded questions and solve some numerical problems or role-related problems. magnolias beauty and barbers llc You are presented with a scenario and you either have to record yourself answering or write an answer. Describe a time when you had to manage a difficult client situation. I interviewed at Lloyds Banking Group (London, England) in Nov 2019 Four competency based interview questions. 41 Lloyds Banking Group Graduate Program interview questions and 37 interview reviews. One way to do this is by providing well-thought-out and impressive answers to common interview qu. Feb 4, 2020 · I interviewed at Lloyds Banking Group (Hyderābād) in 01/09/2023 1st round written test 35 minutes. 1,057 Lloyds Banking Group Interview Questions & Answers (2023) - Glassdoor. Answer 4: Edam cheese Pattern/trend questions: This data shows the amount of APP fraud received per million pounds of transactions, ranked out of 20 firms. See your statement, pay bills and more Our Club Lloyds customers could be eligible for an exclusive discount on their initial mortgage rate Get answers to your everyday banking questions. Please what is the probablity of transiting into a permanent role from a fixed term contract (ftc) role. Answer 2: One that shows an indirect relationship between smoking and lung cancer, i. Tell me about a time where you had to analyze information in order to make a recommendation. Straight forward give us an example scenario type questions This task will be used to assess your teamwork skills; therefore, the process you and your team follow to arrive at your answer is important. Describe a time when you had to manage a difficult client situation. Example: “I would first try to find out why they were resistant to my idea. Interview questions [1] Question 1. This is a common question that interviewers ask to get to know you better. b) Corporate or business banking. Meaning of technical connected with the perticular use of machines, methodd, etc. I interviewed at Lloyds Banking Group (London, England) in 2/1/2022 pre interview, technical take home task, standard interview questions such as how do you explain things to non technical stakeholders and tell me about a difficult time at work and how you overcame it. How many rounds are there in Lloyds Banking Group plc interview? Lloyds Banking Group plc interview process usually has 2-3 rounds. Interview questions [1] Question 1. Free interview details posted anonymously by Lloyds Banking Group interview candidates. I applied online. This question can help interviewers understand how you handle challenges and navigate a workplace hierarchy. five letter word with fourth letter a 11 Lloyds Banking Group Analyst interview questions and 12 interview reviews. How do you manage the day to day stress of being a financial advisor? 26. 14 Lloyds Banking Group Product Manager interview questions and 13 interview reviews. 0 to be common and acceptable due to the large amounts of loaned money and high financial leverage by those institutions. I really haven't got 50 words minimum to write about lloyds banking group as it's really not interesting enough to have 50 words. The online job simulation takes you through a mi of video questions and written questions. Lloyds Bank customer service interview Questions And Answers Tell me about yourself. Customer Consultant interviews at Lloyds Banking Group Here’s what others thought about the interview process at Lloyds Banking Group. I interviewed at Lloyds Banking Group in 1/1/2023 Stage 1: Application and Resume Review Stage 2: Online Assessment Stage 3: video interview Stage 4: Team Interview Stage 5: Presentation or Task - final stage is about lasting 4 hours. Prepare for your finance interview with these typical interview questions, which have been asked by the likes of RBS, Lloyds Banking Group and others. Exit interviews for employees who are leaving a company can be valuable learning opportunities. Initially, you must complete and pass the online assessment to be accepted for the telephone interview. Application The process took 4 weeks. 8 Lloyds Banking Group Internship interview questions and 9 interview reviews. Banking Consultant interview process at Halifax Bank/ Lloyds Banking Group Overall experience On a scale of 1-10 where 1 is Poor and 10 is Excellent, their rating is 3. 6. Consulting interview questions aim to assess a candidate's problem solving, analytical thinking, and communication skills. Lloyds Banking Group interview details: 1,288 interview questions and 1,146 interview reviews posted anonymously by Lloyds Banking Group interview candidates. I interviewed at Lloyds Banking Group (London, England) Interview. After successfull checks, the recruiter scheduled a second round of interview with senior executive of the company and completed it as well. It was not like the traditional interview questions of why do you want to work for us and the other stuff. All you need to do is prepare well for a timely completion. craigslist truck driving jobs san antonio tx Ensure you've had experience dealing with customers and are able to interact effectively. 9 days when considering 109 user submitted interviews across all job titles. The interview only took around 30 minutes and was fairly easy. I interviewed at Lloyds Banking Group in 01/01/2023 Stage 1: Application and Resume Review Stage 2: Online Assessment Stage 3: video interview Stage 4: Team Interview Stage 5: Presentation or Task - final stage is about lasting 4 hours. Logical test followed by 30 min telephone interview followed by assessment centre which involved a group group task with 4-5 other peoole , one hour one to one one interview and a about 40 minutes to prepare a 15 min presentation on a given topic. Questions are of easy-medium level. Following are the types of Commercial Banks. Free interview details posted anonymously by Lloyds Banking Group interview candidates. There are 9 questions in total, 30 seconds for preparation and 90 seconds for talking. I interviewed at Lloyds Banking Group in 01/01/2015 Very short interview process. Jun 26, 2024 · I interviewed at Lloyds Banking Group (Hyderābād) in 9/1/2023 1st round written test 35 minutes. 2 interviewers very friendly and tried to make me feel at ease. The first five minutes of the interview is about self-introduction. Interviews at Lloyds Banking Group Experience Positive 66% Negative 13% Neutral 20% Getting an Interview Applied online 79% Recruitment Agency 7% Recruiter 6% Difficulty 3. Prepare for the Lloyds Video Interview: All you need to know about our assessment and selection process, including interviews, CV matching and online assessments. The process took 2 weeks. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression. I really haven't got 50 words minimum to write about lloyds banking group as it's really not interesting enough to have 50 words.
All you need to do is prepare well for a timely completion. This task will be used to assess your teamwork skills; therefore, the process you and your team follow to arrive at your answer is important. I interviewed at Lloyds Banking Group in 01/02/2023 Competency based questions 3 role fit and 4 value based. In this guide, we’ll give you an overview of the types of questions you may be asked in an interview for a role at Lloyds Banking Group. synchrony motorcycle loan 2 interviewers very friendly and tried to make me feel at ease. Interview questions [1] 2. Technical is of Java8, Spring Boot and explain project architecture and SQL database as well. Free interview details posted anonymously by Lloyds Banking Group interview candidates. The interview was not for beginners in KYC. Interview questions [1] Question 1. Do you have experience working with data in a cloud computing environment? 27. With that in mind, here's a look at our top three Wells Fargo interview questions I applied online. pay synchrony credit card Here are some customer service adviser interviewer questions with sample answers to help you prepare: 1. Free interview details posted anonymously by Lloyds Banking Group interview candidates. I interviewed at Lloyds Banking Group (London, England) in 7/1/2021. Answered 31 May 2020 - Mortgage Manager (Current employee) - South Yorkshire. 17 Lloyds Banking Group Software Developer interview questions and 18 interview reviews. Interview questions [1] Question 1. You can prepare for why Lloyds and why the role but preparing for the strengths based questions is very difficult. watch cartoons online watch anime online english dub anime Listed below are the questions. The first stage was online psychometric tests, then if you pass this you are given a strengths based online interview (pre recorded) which has 10 questions. Free interview details posted anonymously by Lloyds Banking Group interview candidates. Their are 2 managers that interview you, one asking questions while the other takes notes of your responses. Lloyds provided customer profiles where you have to extract information and provide your analysis. Question#1 Given a system design problem, need to identify the flows in. Interview. Free interview details posted anonymously by Lloyds Banking Group interview candidates you can share insights and advice anonymously with Lloyds Banking Group employees and get real answers from people on the inside.
Interview questions [1] 2. Free interview details posted anonymously by Lloyds Banking Group interview candidates. 1 Lloyds Banking Group Bank Consultant interview questions and 1 interview reviews. I have worked for the data migration project, the project name called data myfire. 4 rounds, first round asked you did online questions, then 2nd will be MS team for general questions, 3rd for an essay and a question gave u two days in advance and to evaluate online with three managers, then I guess 4th is the final. The video interview was based on 12 competency questions and you had 30 seconds to prepare and 90 seconds to answer. Jun 6, 2024 · Glassdoor has millions of jobs plus salary information, company reviews, and interview questions from people on the inside making it easy to find a job that’s right for you. Whilst preparing for your banking interview, make sure you read the values of the bank and also study and be able to recite the bank's mission statement. Advertisement Don't be speechless when the table. The video interview was based on 12 competency questions and you had 30 seconds to prepare and 90 seconds to answer. Written by professional interviewers with 53 answer examples. then virtual video through teams competency based questions and values of Lloydsquite a positive experience. I interviewed at Lloyds Banking Group (London, England) in 01/05/2012 There was a two stage interview. Here's how you should interview the company interviewing you. I wished that experience would be factored in its. The interviewer wants to know how you usually handle challenges whenever they come up in your job. The psychological assessment was extremely tough Answer Question The process of coming up with the answer is almost more important than the answer itself, and you will be assessed on how well you work as part of a team. Answer 4: Edam cheese Pattern/trend questions: This data shows the amount of APP fraud received per million pounds of transactions, ranked out of 20 firms. cali 777.com login Jul 22, 2020 · How do you manage the day to day stress of being a financial advisor? 26. Tell me about a difficult or complex project you've led in the past. You need to take 2 tests which needs lots of attention. Lloyds Banking Group interview details: 1,289 interview questions and 1,147 interview reviews posted anonymously by Lloyds Banking Group interview candidates Lloyds Banking Group Interview Questions. Interview questions [1] Question 1. Corporate banking deals with cash management, underwriting, financing and issuing of stocks and bonds. I applied online and had a phone call the next day inviting me in for an interview. aptitude and reasoning tests which includes behavioural. This article presents over 50+ Top banking interview questions and answers, designed to equip you with the knowledge and confidence needed to excel in … Practice 27 Lloyds Bank Interview Questions. It is a small to mid-sized branch that directly deals with consumer’s transaction rather than corporate or other banks. Initially, you must complete and pass the online assessment to be accepted for the telephone interview. One way to do this is by providing well-thought-out and impressive answers to common interview qu. Practice 27 Lloyds Bank Interview Questions. Behavioral based interview questions are designed to assess a candidate’s past behavior in specific situations. thomas brennan 0 to be common and acceptable due to the large amounts of loaned money and high financial leverage by those institutions. Average Interview I interviewed at Lloyds Banking Group 3 step process: 1. Jan 16, 2023 · I interviewed at Lloyds Banking Group in Dec 1, 2022 The job simulation include psychometrics test and video inteviews about how we would approach working with collegues and our personal strength and weaknesses. Free interview details posted anonymously by Lloyds Banking Group interview candidates. 8. 9 days when considering 109 user submitted interviews across all job titles. Improve your chances of a successful career in the banking sector! Get your own copy of our Lloyds Bank Interview Guide today and unleash your potential we are led by Mike Jacobsen, a highly experienced recruitment consultant with nearly 30 years of professional expertise. Interview questions [1] Question 1. Interview. Free interview details posted anonymously by Lloyds Banking Group interview candidates. Pre-recorded questions you must record a video response for 2. I interviewed at Lloyds Banking Group (London, England) in 2/1/2022 pre interview, technical take home task, standard interview questions such as how do you explain things to non technical stakeholders and tell me about a difficult time at work and how you overcame it. This interview went through your motivation for lloyds, what developments were occurring in the banking sector and finally what your personal strengths and weaknesses are. Free interview details posted anonymously by Lloyds Banking Group interview candidates. 11. There are 9 questions in total, 30 seconds for preparation and 90 seconds for talking.