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Adm clinton cash bids?
for delivery in Sep-22 was trading at 7. ADM took over the Bioprocessing Facility in Clinton in 1982. The Buckingham Cooperative is a farmer-owned cooperative. Already Have An Account? Download Grain App on Apple Store Download Grain App on Google Play Access Grain Web Portal Jul 1, 2024 · Disclaimer: Transactions are final when a bid or offer is accepted by the grain buyer. You select a specific bid, at a specific location, at a specific day and time. Bid 1000Q UNCH 109200 DN 08933 15. The Buckingham Cooperative is a farmer-owned cooperative. Information is provided as is and solely for informational purposes, not for trading purposes or advice. At a time when the resumption i. Taking a nontraditional approach to buying a home can save you a lot of money. This local grain bid price represents the Cash value for grain at ADM. 16 06-06-20223550. Cash Bids Futures Closing Bids Closing Bids. for delivery in Sep-22 was trading at 15. Cash is the cash price established when you sell grain to ADM and what you will receive for each bushel/ton/etc. We have vital connections to local ethanol producers and soybean. Sep-22 1241. The site is served by the CSXT railroad. Published February 15, 2023. Cash Bids are based on at least 10-minute delayed futures prices and are subject to change. Eddyville, Iowa 52553 17540 Monroe Wapello Rd. Natural extensions have included soybean processing, fertilizer products, as well as efficient global transportation and. Grain Origination Specialist. for delivery in Sep-22 was trading at 15. 1 million on a building expanshion. Check out the crop fair information at the follo. Helping you find the best pest companies for the job. Feb 12, 2024 · USDA February report bearish soybeans, neutral corn and wheat. Phone: (507) 452-3562 Not Available Office Hours Cst (all times in CT). Learn those strategies in Shift ®, a six-lesson online course from ADM that shares the management principles of successful operations today. 5715 Locust Rd SW. Sep 23, 2020 · Johnson: GrainBridge has been developing powerful web-based ag solutions since 2008. As a joint venture between ADM (75% owner) and Marathon Petroleum (25% owner), it is North Dakota's first dedicated soybean crushing plant and refinery and […] Your local CHS offers convenient ways to finance your product purchases. Presidential candidate Hillary Clinton has been questioned before about the donor list for the family foundation t. Quotes are delayed, as of July 13, 2024, 07:54:49 PM CDT or prior. To help meet continuing high demand for hand sanitizer, ADM (NYSE: ADM) today announced it is significantly increasing production of industrial alcohol at its Clinton, … November 30, 2020. Cash bids are based on 10-minute delayed futures prices, unless otherwise noted. Check out the crop fair information at the follo. Cash bids are based on 10-minute delayed futures prices, unless otherwise noted. All cash bids are subject to change without notice. eddyville ownsboro-cgb franklin-hud henderson. Iowa Daily Cash Grain Bids AMS Livestock, Poultry and Grain Market News IA Dept. Cash and New crop Bids represent: Daily bids Monday thru Friday 8:30 am to 1:10 pm Over Night Bids Sunday thru Thursday 7:00 pm to 7:45 am *****Notice NC' 2024 harvest 'Canola $9. Are you looking for ways to save money while shopping online? Look no further than DealDash With its wide range of products, competitive bidding system, and exciting auctions,. 8425 at the close on 10-02-2023. CASH BIDS - Red Wing Grain is a webpage that provides the latest prices and market information for grain producers in the Red Wing area. For more than a century, the people of Archer Daniels Midland Company (NYSE: ADM) have transformed crops into products that serve the vital needs of a growing world. " ADM joins Cargill and more than 200 other local. Spot. ADM - BushelGet More Done with ADM FarmView. 3 million in second quarter net income CHS Inc. Crop-Trak: MFA's premier crop scouting and consulting servce Sarah Carter 816-785-8453 Sam Vigue 417-306-3155 Cash (USD/bu) Basis (USD/bu) Futures burda@adm Eric Leisy Phone: (402) 260-9197leisy@adm Michelle Ruzicka. All prices are cents/bushel except soybean oil and corn oil which are cents/lb and soybean meal is dollars/ton Bid Chg. By clicking "TRY IT", I agree to receive. Randall Reeder, a retired Extension ag engineer with Ohio State University, in a cornfield 02-28-20228025. for delivery in Dec-22 was trading at 12. Here's how to research them so. before any possible fees, taxes, or discounts Cash Bids; ADM Locations Find your local ADM representative or ADM facility USA; CAN; Clarify grain marketing terms and principles in plain English. What's the highest per-bushel price you've ever sold corn? An ADM Price Daily grain marketing contract helps you manage volatility by pricing equal amounts of grain over a customized time period. ADM-Burlington ; Name Delivery Start Cash Price Basis Futures Change; CGB-Meekers ; Name Delivery Start Cash Price Basis Futures Change. CGB has been an innovative and progressive leader in the grain and transportation industries since 1969. ADM, Columbus: cash 404: Beemer Grain: cash 3. Cash bids are based on 10-minute delayed futures prices, unless otherwise noted. Soybeans: -33 ¾ to -24 ¾. They can get a hold of us. ' By clicking "TRY IT", I agree to. Here's how to research them so. FBI Director James Comey says there was no additional evidence that would change its conclusion that no charges will be filed against Democrat Presidential Candidate Hillary Clinto. Please call a Mid Iowa Coop location for updated bids. Dec 21, 2023 · ADM FarmView is a straightforward app that allows you to view your account information anytime, anywhere, right from your phone. Expert Advice On Improving Your Home All Projects Featur. Check today’s grain prices, track market movement and futures, and find local bids to sell grain at your target price and execute your grain marketing plan. Whether we’re providing product transfer, storage, distribution or … Cash Bid Details. DGAP-News: ADM Energy PLC / Key wor. Information is provided as is and solely for informational purposes, not for trading purposes or advice. ADM Grain can be contacted via phone at (563) 242-5251 for pricing, hours and directions. This local grain bid price represents the Cash value for grain at ADM GRAIN, Columbus, and is a change of 0. klambert@farmcityelevator. com Cash bids. Retrieve grain contracts, payment information, scale tickets, and scale ticket applications (desktop only) We would like to show you a description here but the site won’t allow us. View all locations ADM Mendota Rail Miss River Mendota Rail ADM Clinton ADM - Clinton 7-4 c b 6-4 c only 7-4 c only Closed 6-4 c only 7-4 c b 7-4 c b 4a-8p c only Big River Resources- Galva Corn CBOT Closes Office Cambridge: Bradford: Corn Beans Wheat Cargill- IL River 7-4 c b 7-4 c b CORN 7-4 c b ADM- IL River SOYBEANS 8156451 3092435 Friday- July 12th. Finding affordable flight deals is a top priority for budget travelers. We would like to show you a description here but the site won't allow us. bradenton police reports today Compare the features of ADM contracts to find which ones best fit your needs right now. Futures: See Grains, Feed, Livestock, and Ethanol futures listed in order of your preference. FSA says prevent plant acres are roughly 11 million for corn. ADM FarmView offers a quick way to check cash bids and find ADM locations. Bushels can be delivered to several. With your e-ADM account ADM Grain customers can access their contracts, settlements, truck unloads and much more; along with e-ADM finished. 00% compared to the price from 09-29-2023. All agreements are between you and the grain buyer. No cash bids exist for corn gluten pellets bulk at this time. ADM Corn Sweeteners, located in Clinton, IA, is a leading provider of agricultural commodities and futures trading services. 1075 at the close on 09-20-2022. Both the ADM FarmView and FBN® apps and websites provide futures, cash bids, scale tickets, grain contracts, settlements and more. brookhaven hacks ALCIVIA will only contract grain during open market hours (Mon-Fri 8:30 am-1:15 pm, excluding market holidays). 1. Launched in 2019, the solution is a joint venture between ADM and Cargill that brought together digital tools to help farmers consolidate information on production economics and grain marketing into a single platform. The older platform still exists but is now called GrainBridge Advisor. Now you can buy fertilizer better. Managed funds are short 265,000 corn and 66,000 wheat. Tuesday February 28th. Corn: -13 ¼ to -6 ¼. - Check market information with historicall charts and commentary. The Courier's Jennifer DeWitt reported on The Archer Daniels Midland (ADM)'s plan to expand and update it's Clinton, IA, wet mill. There's a new digital experience that will soon be replacing GrainBridge. Capabilities include bulk, break bulk, steel, grain and grain by-product material handling. This local grain bid price represents the Cash value for grain at ADM Grain, Logansport, and is a change of 0. If you do not have a login with ADM, contact your local ADM rep. The ask price is usually higher. Information is provided as is and solely for informational purposes, not for trading purposes or advice. River Valley Cooperative provides two delivery options for marketing your grain: More than 40 million bushels of licensed storage space between our facilities in Iowa and Illinois. Home / Grain / Cash Bids Overview Futures Sign Up for Market Alerts. With the basis set, you can wait until a later date to set the futures reference pricing portion of your cash contract. But plenty of economists and higher education experts are skeptical. Our Price Daily contract helps you manage volatility by pricing equal amounts of grain over a customized time period. The Buckingham Cooperative is a farmer-owned cooperative. All cash bids are subject to change without notice. k5 learning addition (cents) Wheat: Delivered Chicago / Beyond +749: UNCH +8000 N UNCH Wheat: Delivered Chicago / Beyond +768 +000 N UNCH. Helping you find the best pest companies for the job. 25 in choppy mixed trade. SH4 traded from $1201 then back to $12. ADM took over the Bioprocessing Facility in Clinton in 1982. for delivery in Dec-22 was trading at 12. Mid Iowa Cooperative has launched a new app. Bid 1000Q UNCH 109200 DN 08933 15. View the latest prices and market data on AgWeb. If you are interested in Marquis Grain and would like to request information or a consultation, you may call Marquis Grain Illinois at (815) 925‑9590 or Marquis Grain Wisconsin at (608) 565‑3596. The latest cash grain prices, plus futures and options Cash bids are based on 10-minute delayed futures prices, unless otherwise noted. Farmers Grain Company of Central Illinois. ALCIVIA will only contract grain during open market hours (Mon-Fri 8:30 am-1:15 pm, excluding market holidays). 1. Gain access to free grain futures research that covers corn, soybean, soyoil and wheat futures markets written by our analysts, including Steve Freed. 2875 at the close on 06-28-2022. for delivery in 1/2 Jul-22 was trading at 16. · Learn whySupport See details › 3 Cash Bids. CASH BIDS; CASH BIDS (PDF) MY ACCOUNT; HOURS; HOME ABOUT MARKETS USDA REPORTS WEATHER CONTACT US Previous Next : Grain Payments : Grain Policies : Sign Up : Locations : Careers : Employee Central : Grain Payments : Grain Policies : Sign Up : Locations Careers : Employee Central: CASH BIDS. Please see contract for details. The information contained in this email is believed to be reliable but is not guaranteed to accuracy or completeness by MID IOWA COOPERATIVE. Find the best cash bids for grain near you. 10-03-20220070. 49% compared to the price from 11-08-2022.
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for delivery in Mar-22 was trading at 0. For more than a century, the people of Archer Daniels Midland Company (NYSE: ADM) have transformed crops into products that serve the vital needs of a growing world. Retrieve grain contracts, payment information, scale tickets, and scale ticket applications (desktop only) We would like to show you a description here but the site won’t allow us. All cash bids are subject to change without notice. Missouri Farm Bureau JULY 11, 2024 - KENTUCKY GRAIN PRICES - KENTUCKY FARM BUREAU ** KENTUCKY GRAIN BIDS ARE SUBJECT TO CHANGE WITHOUT NOTICE ** For White Corn and Specialty Grain Bids, please call our Specialty Grain Specialists at 402-362-8480 or 308-224-3462. Transactions are final when a. Johnson: GrainBridge has been developing powerful web-based ag solutions since 2008. Cedar Rapids, Iowa 52404. ADM FarmView is a free mobile app and website that make it a lot easier to trackthe grain business you do with ADM. 01:20 PM Receiving Hours: Day Hours Monday - Friday 7:30AM - 4:30PM Night Hours Sunday-Thursday 7:00PM - 5:00AM. This local grain bid price represents the Cash value for grain at ADM Grain, Logansport, and is a change of 0. We created e-ADM, a secure Internet web site that allows you access to your personalized ADM information including accounting, deliveries and marketing opportunities to help you fully achieve your goals. 3719 14th St NW Devils Lake, ND 58301 Quick links. Cash Bids Futures Closing Bids Closing Bids. Helping you find the best pest companies for the job. Contracts and more – all in the palm of your hand. 3 bed rent All grain prices are subject to change at any time. 31% compared to the price from 09-19-2022. Speakers at the DNC Monday lauded Clinton's free tuition plan. If Hillary Clinton wins the election this fall, she would be the 1st woman to hold the office – and Bill Clinton would be the first 'first spouse. Customize cash bids with The Andersons by selecting a location. Bids. Watch a four-minute training video demonstrating the features of the custom cash bids application from Barcharts and Innovative Ag Services. ** kentucky grain bids are subject to change without notice ** location eddyville ownsboro-vit pembroke pilgrims white corn uniontown trenton rockport russellville shawneetown silver grove south union yellow corn soybeans wheat planters location cairo, il casky clarksville clinton continental ref. for delivery in Dec-21 was trading at 12. The company will spend … These apps provide access to your ADM account anytime, anywhere. Phone: (563) 503-4271 Disclaimer: Transactions are final when a bid or offer is accepted by the grain buyer. Illinois Grain Bids AMS Livestock, Poultry and Grain Market News IL Dept. January 2025 -3054 Quotes are delayed, as of July 11, 2024, 07:55:39 PM CDT or prior. SH4 traded from $1201 then back to $12. When it comes to making decisions that lead to greater farm profitability, you are in the driver's seat. ADM Fertilizer Portal. We help growers maximize profits while minimizing the cost to do so, starting with crop nutrition inputs. India received bids worth $18 billion on the first day of an auction for the 5G airwaves from tycoons including Mukesh Ambani and Gautam Adani as the race begins for faster data in. This local grain bid price represents the Cash value for grain at ADM GRAIN, Columbus, and is a change of 0. CASH BIDS - Red Wing Grain is a webpage that provides the latest prices and market information for grain producers in the Red Wing area. Clinton, OK Bid Ordinary -709775 DN 09775 7. Navigation Menu About Us With a robust toolset that's constantly evolving to meet the demands of the modern grower, your ADM FarmView app is built with powerful features to help you save time and maximize profits, including: Cash Bids: View a location's cash bids in real-time. barbi sinclair Local Weather Cattle Close Mixed on Monday - July 15, 2024. Quotes delayed at least 10 minutes ; Our Mission Irsik & Doll is committed to being the absolute best custom cattle feeding and grain service organization, while bringing forth valuable complementary. "We have bids available for our producer and our elevator accounts. · Learn whySupport See details › 3 Kentucky Daily Grain Bids AMS Livestock, Poultry and Grain Market News KY Dept. See information pertinent to revenue. Our experienced marketing staff assists you with the marketing of your crop and all the market and storage factors affecting it. Cash: Delivery Month: Oct-22: Most Recent Value: 14. This local grain bid price represents the Cash value for grain at ADM Grain, Columbus, and is a change of -0. Unless you’ve been living under a rock for the past 18 months, you know that the housing market is bonker. This local grain bid price represents the Cash value for grain at ADM GRAIN, Columbus, and is a change of 0. Cash bids are an indication only and not real-time. 01:20 PM Receiving Hours: Day Hours Monday - Friday 7:30AM - 4:30PM Night Hours Sunday-Thursday 7:00PM - 5:00AM. CH4 traded down from $418 on talk of lower Ukraine prices. THESE PRICES ARE ONLY AN INDICATION OF CURRENT MARKETS. What's the highest per-bushel price you've ever sold corn? An ADM Price Daily grain marketing contract helps you manage volatility by pricing equal amounts of grain over a customized time period. Pay Your ADM Invoices Online With PayADM. This local grain bid price represents the Cash value for grain at ADM Grain, Lincoln, and is a change of -0. 45 on lack of new news. Equal Opportunity Employer. for delivery in Sep-23 was trading at 5. To be added to our daily text bids & facility updates list, please sign up here: Text Message Consent Form. , the nation's leading agribusiness cooperative, today released results for its second quarter ended Feb Read More Temple, OK Bid Ordinary -330850 UP 00850 DLVD-T Current South Central Davis, OK Bid Ordinary -528950 UP 08950 DLVD-T Current West Clinton, OK Bid Ordinary -340750 UP 00750 DLVD-T Current Geary, OK Bid Ordinary -311050 UP 01050 DLVD-T Current We would like to show you a description here but the site won't allow us. nails kingman az 39% compared to the price from 12-08-2021. Daily Bids. The company will spend $146. All agreements are between you and the grain buyer. Bid -5000Q UNCH 99300 DN 02700 107078 DLVD-T Current USDA AMS Livestock, Poultry & Grain Market News Page 2 of 2 IA Dept of Ag Market News-Judy Allison, Market Reporter For White Corn and Specialty Grain Bids, please call our Specialty Grain Specialists at 402-362-8480 or 308-224-3462. Cash Bid Details. Cash Bids Hensall Co-op Members Login. This local grain bid price represents the Basis value for grain at ADM Grain, … ADM offers digital tools that allow producers to see and manage their ADM business activity. See the best time to market your corn and get links to Valero's daily corn prices on the daily corn bids websites. DGAP-News: ADM Energy PLC / Key wor. Access your grain account anytime - using The DeLong Co Grain app or visiting the desktop portal. EQS-News: ADM Energy PLC / Key word(s): Miscellaneous ADM Energy PLC: Further re: Barracuda and Interim Injunction 012023. But plenty of economists and higher education experts are skeptical. You must be logged in to use this application. The President Is Missing, a politi. 00 ADM- Quincy 1259 17 1260 18 1261 9 1262 10 1263 2 1264 3 1267 4 1217 -12 1228 18 Mar-23 1210. Check out the crop fair information at the follo. Donation request; Patronage application; C magazine; Weather; Committed to farm safety; Get text alerts. Cash Bids.
You can check the current and historical bids for corn, soybeans, wheat and oats, as well as the delivery and payment options. Quickly access your scale tickets, contracts, settlements, and more through an all-new … Similar to a Spot contract, you select a cash bid for your grain that aligns with a specific delivery window—now or in the future. DGAP-News: ADM Energy PLC / Key wor. Unless you are logged into our online offer centre, the bids you are viewing are elevator bids only. before any possible fees, taxes, or discounts Cash Bids; ADM Locations Find your local ADM representative or ADM facility USA; CAN; Clarify grain marketing terms and principles in plain English. lakewood co gas prices North Dakota Canola Acres Eclipse 2 Million Friday, June 28, 2024 Today's Cash Bids are posted below. Live cattle saw mixed trade on Monday with most contracts within 27 cents on either side of unchanged. All grain prices are subject to change at any time. This local grain bid price represents the Cash value for grain at ADM GRAIN, Columbus, and is a change of 0. 57% compared to the price from 06-27-2022. mp5 wide handguard The Courier's Jennifer DeWitt reported on The Archer Daniels Midland (ADM)'s plan to expand and update it's Clinton, IA, wet mill. We leverage our world-class commodities trading expertise and extensive transportation and warehouse network to buy fertilizer directly from the source so you can purchase it at market prices. Announcements – Access to timely pricing and … - See current local cash bids at your preferred ADM locations. ADM took over the Bioprocessing Facility in Clinton in 1982. You are paid cash upon delivery of your grain. 11-01-20210350 5 for delivery in Nov-22 was trading at 5. ADM Clinton SAT 5-3 SUN 5-3 MON 5-5 Schmidt DeWitt M-F 7:30-4:30 Schmidt Low Moor Call First 563-522-2121 ADM Grain M-F 7-3 Date 1/28/22 CGB - Albany M-F 8-2 CBOT Corn Futures Closes Mar-22 May-22 Jul-22 Sep-22 Dec-22 Mar-23. treasure data for delivery in Mar-22 was trading at 12. From our vast portfolio of ingredients that. " ADM joins Cargill and more than 200 other local. Spot. All prices are cents/bushel except soybean oil and corn oil which are cents/lb and soybean meal is dollars/ton Bid Chg. The information contained in this email is believed to be reliable but is not guaranteed to accuracy or completeness by MID IOWA COOPERATIVE. The Bidding Traveler uses prior data to help you bid well and get the. Timely, accurate market prices Oklahoma Market news report.
Find A Local AgencyInsurance ProductsRequest A QuoteClaims InformationCareersMember BenefitsCommunity CommitmentClays for a CauseLife's BlueprintsInsurance Industry RatingsDriveRight® MobileDistracted Driving Cash Grain Bids: Cash Grain Bids Cash bids. Soybean Meal Loading Hours: 24/7. We would like to show you a description here but the site won't allow us. Cash bids are based on 10-minute delayed futures prices, unless otherwise noted. Please call a Mid Iowa Coop location for updated bids. 00: 233 West Ciro Street PO Box 68 Truman, MN 56088 800-657-3282 or 507-776-2831 15 08-22-20226125. 80 higher to close out Friday trade. This local grain bid price represents the Cash value for grain at ADM GRAIN, Hebron, and is a change of 0. Cash Price Notes; Quotes are delayed, as of July 16, 2024, 12:25:06 AM CDT or prior Cash bids are based on 10-minute delayed futures prices, unless otherwise. We recruit, evaluate qualified applicants, hire, train, promote, and base all other employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, veteran status, and other legally protected characteristics. 507-842-6677. Loading Hours: 24/7. Subject to terms and conditions of ADM-provided contracts. All agreements are between you and the grain buyer. Mid Iowa Cooperative has launched a new app. No cash bids exist for corn at this time. Compare the features of ADM contracts to find which ones best fit your needs right now and your goals for the future. Chestnut : 1-217-796-3513Warrensburg : 1-217-672-3213Kenney : 1-217-944-2415Hallsville : 1-217-935-3271Hours of operation are 7am - 4pm Monday - FridayTrading hours for the CBOT:Sunday to Friday, electronic trading from 7:00 p to 7:45 a CT. Cash Bids. industrial hamper costco Please call a Mid Iowa Coop location for updated bids. Market Signals Weekly Report. Gradable facilitates the communication between you and the grain buyer as an independent party and all transactions are subject to the terms and conditions as agreed between you and the grain buyer. 25 in choppy mixed trade. e-ADM Documents Retrieval Benefits. You may also contact us directly through our website. 1. Cash bids are based on 10-minute delayed futures prices, unless otherwise noted. Cash bids for Tuesday, July 16, 2024. By clicking "TRY IT", I agree to receive. Cash Bids are based on at least 10 minute delayed futures prices, and are subject to change. DISCLAIMER: ALL PRICES 10 MINUTE DELAY **Prices are updated based on electronic day and night trading** PLEASE CALL FOR CURRENT QUOTES. Font size: A A A A • Refresh: On Off. Cash bids are based on 10-minute delayed futures prices, unless otherwise noted. ak court view Here's how to research them so. 8425 at the close on 10-02-2023. We would like to show you a description here but the site won’t allow us. Sell Your Grain Now | ADM Grain Prices, Local Cash BidsSee markets and local cash bids, get week-by-week guidance for your decisions, deliver your grain and more View Cash Bids - ADM FarmViewNo information is available for this page. ADM, Columbus: cash 404: Beemer Grain: cash 3. Cash bids are based on 10-minute delayed futures prices, unless otherwise noted. 25 Winterset - Heartland 1202 -40 1202 -40 1207 -45 1214 -47 1156 -73 Cash (USD/bu) Basis (USD/bu) Futures Futures Change; July 24 Clinton, Iowa 52732. This local grain bid price represents the Cash value for grain at ADM Grain, Columbus, and is a change of -0. View futures and ADM cash grain bids any time of the day or night. All information is subject to local policies. IP Soybean Program (2024 Paused) Location Hours Futures Gain access to free grain futures research that covers corn, soybean, soyoil and wheat futures markets written by our analysts, including Steve Freed. IP Soybean Program (2024 Paused) Location Hours Futures Global Ag News for July 11 TOP HEADLINES Canada wheat production outlook slightly lowered on expected dryness in Saskatchewan 2024/25 CANADA…. CGB has been an innovative and progressive leader in the grain and transportation industries since 1969. No cash bids exist for corn at this time. Your bid selections will be saved the next time you come to this page. re:generations Specialist. for delivery in Dec-22 was trading at 12. All cash bids are subject to change without notice. 7500 at the close on 12-08-2021. All cash bids are subject to change without notice. The older platform still exists but is now called GrainBridge Advisor. Timely, accurate market prices from the Oklahoma Department of Agriculture, Food and Forestry in the market report section 8820 Silver Hill Drive Oklahoma City, OK 73132 (405) 608-4350 info@okwheat Quick Links. You set the contract parameters that best complement your risk portfolio, including the option to add a floor to protect your downside.